Privacy Policy

At Nazarpay.pk, we take your privacy seriously. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or use our escrow service.

Information We Collect

We collect information that you provide directly to us when you:

• Register for an account
• Create or participate in an escrow transaction
• Contact our customer support
• Subscribe to our newsletter
• Respond to surveys or fill out forms
• Use our mobile application
• Interact with our social media accounts

The types of information we may collect include:

• Personal identification information (name, email address, phone number, mailing address, date of birth, etc.)
• Banking and payment details
• Transaction information
• Communication records between you and our service
• Device and usage information when you access our website
• Location information
• Information from cookies and similar technologies

How We Use Your Information

We may use the information we collect for various purposes, including to:

• Provide, maintain, and improve our services
• Process and complete transactions
• Verify your identity and prevent fraud
• Send you technical notices, updates, and support messages
• Respond to your comments and questions
• Communicate with you about products, services, offers, and events
• Monitor and analyze trends, usage, and activities
• Personalize and improve your experience
• Comply with legal obligations
• Enforce our terms, conditions, and policies
• Protect the rights and safety of our users and third parties

Information Security

We implement state-of-the-art technical and organizational measures to protect the security of your personal information. Your data is encrypted both in transit and at rest using industry-standard encryption protocols. We maintain strict access controls, regular security assessments, and continuous monitoring to detect and prevent unauthorized access.

However, please be aware that no method of transmission over the Internet or electronic storage is 100% secure, despite our best efforts and advanced security measures.

Information Sharing and Disclosure

We prioritize your privacy and do not sell your personal information to third parties under any circumstances.

We may share your information in the following limited situations:

• Transaction Participants: We share limited information with other participants in an escrow transaction (such as the buyer or seller) as necessary to facilitate the transaction. This is limited to only what is required to complete the transaction.
• Service Providers: We may share information with third-party service providers who perform services on our behalf, such as payment processing, data analysis, email delivery, hosting services, and customer service. These providers are contractually obligated to use your information only for providing services to us and are subject to strict confidentiality agreements.
• Legal Compliance: We may disclose information if required to do so by law or in response to valid requests by public authorities (e.g., a court or government agency).
• Business Transfers: If we are involved in a merger, acquisition, or sale of all or a portion of our assets, your information may be transferred as part of that transaction. We will notify you of any such change in ownership or control of your personal information.
• With Your Consent: We may share your information with your consent or at your direction.

Your Rights and Choices

Depending on your location, you may have certain rights regarding your personal information, including:

• Access: You can request access to the personal information we hold about you.
• Correction: You can request that we correct inaccurate or incomplete information.
• Deletion: You can request that we delete your personal information, subject to certain exceptions.
• Restriction: You can request that we restrict the processing of your information.
• Data Portability: You can request a copy of your personal information in a structured, commonly used, and machine-readable format.
• Objection: You can object to our processing of your personal information.

To exercise these rights, please contact us at [email protected]. We will respond to your request within 30 days.

Data Retention

We retain your personal information for as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required or permitted by law. When determining how long to retain information, we consider the amount, nature, and sensitivity of the information, the potential risk of harm from unauthorized use or disclosure, and the purposes for which we process the information.

Children's Privacy

Our services are not intended for individuals under the age of 18. We do not knowingly collect personal information from children. If we learn that we have collected personal information from a child under 18, we will take steps to delete that information as quickly as possible. If you believe that a child under 18 may have provided us with personal information, please contact us immediately.

Cookies and Tracking Technologies

We use cookies and similar tracking technologies to track activity on our website and hold certain information. You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent.

Changes to This Privacy Policy

We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last Updated" date.

Contact Us

If you have any questions about this Privacy Policy, please contact us at:

• Email: [email protected]
• Phone: +92 300 1234567
• Address: 123 Business Avenue, Clifton, Karachi, Pakistan